Financial IT services are being changed

According to the statistics of the Research Center of Zhiyan Data, in 2014, the scale of China's financial IT outsourcing reached 17.018 billion yuan, a year-on-year increase of 23.39%. The rapid development of Internet finance in the past two years has brought about no small impact on the traditional financial industry. New technologies and business models such as P2P, big data, and cloud computing have presented new challenges to IT services in the financial industry.

Traditional financial IT service changes

As cloud computing technology continues to mature and mature, all industries and industries continue to migrate to the cloud, and the traditional computing, storage, and transmission modes of IT services have been redefined. For financial institutions, the degree of automation of IT services will be higher, data centers will be more flat and more centralized, high-level services will increase, and resources will become a reality.

With the landing of big data, financial IT services are required to realize automated management capabilities, provide customized services to customers, and automate risk control.

New models of Internet finance, such as mobile banking, P2P online lending, and e-commerce, also put new demands on financial institutions' IT services. Including CCB's Shanrong Business, ICBC's e-Commerce, China Merchants Bank Online Shopping Mall, CITIC Mall and other bank-type e-commerce websites, e-banking, credit card centers and other external services, they all face a surge in traffic, security protection, and websites and mobile services. Application acceleration and other issues.

How to adapt the enterprise's IT architecture to the new business model is a challenge for CIOs in financial institutions.

Different requirements are different

For financial institutions, the demand for IT services from banks, insurance and securities companies varies greatly. Bank customers have frequent transactions, large amounts of data, and diverse business types. The opening speed of websites and mobiles directly affects the user experience.

For securities companies, large-scale online transactions (mobile terminals) are maturing and are replacing traditional securities trading models. Online trading systems are required to have high-standard security protection mechanisms that can withstand various attacks and other security threats. At the same time, the special nature of securities trading requires very high timeliness of market information. During the opening period, IT services must ensure effective access to any place or access method, and ensure timely delivery of market information.

For the insurance industry, with the proliferation of smart terminals, the mobile industry has rapidly emerged, and major insurance companies have used mobile terminals to display terms and conduct business to customers. In terms of after-sales, modern methods such as on-site forensics and mobile claims have also been applied to practice; Many companies use remote tools for employee training. Therefore, application acceleration for the mobile terminal has become the most important aspect of the insurance industry.

Professional vendor customization service will become a trend

Therefore, for CDN service providers, even if they belong to the same industry, solutions for different scenarios should be proposed for different customer needs. In this respect, traditional professional CDN manufacturers have an advantage.

First of all, compared to the standardized services provided by Internet companies, professional CDN manufacturers can provide customized services according to customer needs. Banks have large transaction volumes. Brokers have a tidal effect in opening and closing the market. Insurance demands high mobility, and different requirements have specialties for manufacturers. The sexual requirements are high.

Secondly, financial customers have higher requirements for service availability and data privacy. Professional CDN vendors usually have security solutions that address common business threats in the industry. In cyberspace, for example, in the case of large-scale traffic attacks, professional anti-DDoS algorithms and sufficient bandwidth reserves can be used for attack traffic cleansing to ensure service availability. When exposed to risks such as sensitive information disclosure, professional cloud WAFs can Secure data privacy.

Third, professional firms have rich industry customer experience and can help customers avoid detours. Compared to the CDN business transformed from the Internet, the professional CDN company's many years of operating experience will enable it to constantly improve its products, from product features, performance to product self-maintenance, interface design, and user experience.

In summary, the special nature of the financial industry determines that its requirements for safety and stability are overriding. Because of their strict requirements, the choice of partners is more inclined to the traditional CDN companies with more specialized capabilities. For the financial industry, standardization services cannot solve complex service demands. At the same time, relative prices alone are more concerned with service quality, and one-to-one professional services are more attractive.